standard cash-back rate

standard cash-back rate

7 Surprising Truths About Credit Cards Cash-Back

The nominal 1.5% cash-back rate on most cards can effectively become around 2% once merchant surcharges are considered, turning everyday purchases into a modest savings engine. This effect is most visible on groceries, fuel, and routine commuting expenses. Credit Cards: The Hidden Surcharge Effect Key Takeaways * Merchant surcharges offset